<p>Responsible for originating and servicing primarily SBA and SBA 504 business loans (including Construction and C&I) and other conventional type of commercial loans. Develops new business and expands existing relationships. Maintains knowledge of commercial loan products and services, as well as knowledge of the industries or market areas served. Knowledge in all aspects of SBA Lending with a proven track record of sourcing, processing and closing SBA loans. Knowledge of SBA 7(a), and 504 loan programs, eligibility requirements and structure, as well as an understanding of SBA Standard Operating Procedures and regulations. Calls on potential customers, identifies banking needs, secures financial data for analysis, and makes proposals for new business. Gathers credit application information concerning business needs, desires, abilities, and earnings to determine loan needs. Makes preliminary credit decisions to recommend for approval or declination of loans within credit limits by performing basic credit analysis on the loan proposal. Communicates and negotiates credit terms and repayment schedules within established guidelines. Responsible for identification and evaluation of deteriorating loan situations to recognize charge-off loans early and manage credit to minimize losses. Works with Portfolio Managers to follow-up, collections, or delinquent and problem loans as requested. Possesses knowledge of business products and services. Proactively identifies cross-sell and up-sell opportunities and educates members on self-service options to expand member relationships. Completes any other job- related duties needed to help drive to our Vision, fulfill our Purpose, and abide by our Organization's Values.Bachelor's degree in business administration, Accounting, Finance or equivalent education and/or experience. Five years in commercial lending (real estate, construction, C&I and SBA) and managing a commercial loan portfolio and Two years of credit analysis/underwriting experience or equivalent commercial lending experience. Proven track record in sales ability/aptitude and business development. The ability to take initiative and make independent decisions in the best interest of the Credit Union and Member.Strong verbal and written communication skills and the ability to meet deadlines and maintain attention to detail. A high level of credit analytical skills. Prior credit analysis or formal credit training. Ability to perform in a high-volume environment. Strong sales skills and ability to negotiate. Ability to work independently in a high paced, deadline driven environment. Organize duties and perform multiple tasks simultaneously. Excellent organization, critical deadline monitoring, and ability to prioritize and expedite requests. Demonstrated self-motivation by managing own work schedule while keeping pace with priorities of management.Security Service Federal Credit Union is an industry leader who has built a reputation of innovation, strength, and stability. We pride ourselves on discovering and developing employees who have exceptional character and a genuine passion for helping others. In return, we deliver a comprehensive total rewards package that supports the financial, physical, and emotional wellbeing of our employees.All employees should demonstrate our SSFCU core values -- Caring, Innovative, Honest, Fair and Dedicated -- while providing enthusiastic, professional, and courteous service to SSFCU members and employees.SSFCU offers a comprehensive total rewards package. Benefit options include medical, dental and vision insurance; health savings and flexible spending accounts; company paid employee life insurance; supplemental life insurance plans; supplemental insurance plans for hospital and critical accident; short term disability; company paid long term disability; paid sick and safe leave, paid vacation, 401K match with immediate vesting, tuition reimbursement, employee tenure and award programs, access to an on-site fitness center or gym membership reimbursement program. Employees can participate in our award-winning Total Wellbeing program focusing on physical, financial and emotional wellbeing. We invest in our communities through our Volunteer Corps and in you, through ongoing growth and development opportunities.We are an EEO Employer that provides equal employment opportunities to all qualified applicants without regard to race, sex, sexual orientation, gender identity, national origin, color, age, religion, protected veteran or disability status, or genetic information.</p>