<p>Rhinebeck Bank is seeking an experienced Commercial Lender to drive business growth while delivering exceptional customer service. In this role, you'll develop strong relationships with commercial clients and community partners, manage a diverse loan portfolio, and represent the bank with the highest level of professionalism. Youll play a key role in expanding both our commercial loan and mortgage portfolios and in achieving strategic sales goals.</p> <p>Key Responsibilities:</p> <ul> <li> <p>Build and maintain relationships with centers of influence to increase referrals and promote bank services</p> </li><li> <p>Manage a portfolio of complex commercial clients through proactive contact and cross-selling of bank products</p> </li><li> <p>Screen and structure loan requests to protect the banks interests, ensuring compliance with policies and sound credit judgment</p> </li><li> <p>Prepare detailed loan presentations analyzing creditworthiness, cash flow, collateral, debt service, and borrower character</p> </li><li> <p>Stay well-versed in Rhinebeck Banks subsidiaries, products, industry trends, and competitive offerings</p> </li><li> <p>Use RB Connect CRM to manage pipelines, track activities, and maintain visibility on sales performance</p> </li><li> <p>Deliver high-touch customer service to ensure satisfaction, resolve issues efficiently, and support long-term client retention</p> </li><li> <p>Contribute to the development of new tools, products, and marketing strategies</p> </li><li> <p>Complete regular reporting using Sageworks LOS and RB Connect systems, including Commercial Top Ten Reports and Pre-Pipeline updates</p> </li><li> <p>Continuously monitor personal skill development and industry trends to stay ahead of market changes</p> </li><li> <p>Represent Rhinebeck Bank at community events to support visibility and uphold our brand reputation</p> </li></ul> <p>Qualifications:</p> <ul> <li>Bachelors Degree in Business Administration, Finance, Accounting, or a related field </li><li>510 years of commercial lending experience </li><li>Valid drivers license (local travel required) </li></ul> <p>What We Offer:</p> <ul> <li>Competitive Pay $110,000 to $145,000 annually, based on experience </li><li>Time Off 20 days of paid time off to support work-life balance </li><li>Retirement & Equity Generous 401(k) match </li><li>Training & Development Onboarding with classroom, webinar, and hands-on learning </li><li>Mentorship Supportive environment with experienced professionals to help you grow </li><li>Community Involvement Paid volunteer hours to give back to local causes </li></ul> <p>Why Choose Rhinebeck Bank?</p> <p>Since 1860, Rhinebeck Bank has been a trusted and community-focused financial institution in the Hudson Valley. We believe in building real relationshipswith our customers, our team, and our neighbors. Our people are the key to our success, and were proud to foster a culture of service, support, and opportunity. If youre ready to join a bank thats truly rooted in its community, wed love to meet you.</p> <p>Equal Opportunity Employer</p> <p>Rhinebeck Bank is proud to be an Equal Opportunity / Affirmative Action Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.</p>