<p>Apply</p> <p>Description</p> <p>Under the direction of the BSA & Fraud Manager, the Fraud Analyst is responsible for performing duties and assignments related to managing and administering the Credit Union's Fraud program in conformance with established Credit Union policies and procedures. The Fraud Analyst is the key credit union focal point for all aspects of fraud prevention, detection, and investigation. Applying a holistic approach across the credit union, the Fraud Analyst will collaborate with key individuals and functions to ensure a robust fraud posture.</p> <p>Primary Responsibilities:</p> <p>Performs functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to members served by the Credit Union.</p> <ol> <li>Responsible for overseeing the administration of the Credit Union's Fraud Program; specifically, to include: </li></ol> <ul> <li>Daily review of the Credit Union's fraud monitoring software, including timely analysis and disposition of fraud alerts. </li><li>Daily review of the Credit Union's internal fraud reports including, but not limited to, HELOC withdrawal activity, incoming ACH transactions, returned ACH transactions, deposited and on-us check activity, and unsecured loan applications. </li><li>Tracking fraud events via the Credit Union's internal fraud log including loss and recovery of funds. </li><li>Providing monthly reporting for management and the Board of Directors. </li><li>Working as a liaison with law enforcement agencies in conducting fraud investigations to file police reports on behalf of the Credit Union. </li><li>Interacting with members, as needed, who are reporting fraudulent activity. </li></ul> <ol start="2"> <li> <p>Analyzes transaction patterns and member data in an effort to detect and prevent fraudulent activity.</p> </li><li> <p>Analyzes current processes and controls for opportunities to enhance future fraud prevention and proactive monitoring. Makes recommendations, implements changes, and oversees any related projects as a result.</p> </li><li> <p>Participates in industry fraud networks, professional and community associations relating to law enforcement and criminal investigations.</p> </li><li> <p>Collaborates on special projects as needed.</p> </li><li> <p>Completes quality control for newly opened consumer accounts to include working with retail branches to ensure timely collection of any missing and/or incorrect documentation.</p> </li><li> <p>Adheres to all of All One's policies and procedures. Responsible for compliance with the following regulations: BSA, OFAC, and other regulations as required.</p> </li></ol> <p>Secondary Responsibilities:</p> <ol> <li> <p>Keeps up to date on regulatory guidance and other relevant industry standards, fraud trends, fraud tactics, and emerging threats.</p> </li><li> <p>May respond to inquiries in the absence of the BSA Analyst.</p> </li><li> <p>Maintains in-depth working knowledge of related systems and processes. Creates and documents related procedures.</p> </li></ol> <p>Work-Life Balance, Benefits & Compensation:</p> <p>We understand the importance of work-life balance, and our programs give employees peace of mind. Employees at All One Credit Union are offered a comprehensive, affordable, and competitive benefits package including a rich 401K plan offering 100% of the first 5% 401K Match contribution and 3% 401K Safe Harbor contribution. Please review our full benefits package at all-onecu.com/about/careers/.</p> <p>The salary range for this role is between $29.22 - $43.83. Actual compensation will be determined based on experience and other factors as permitted by law. This position is eligible to work remotely up to 2 days per week after 3 months of hire in accordance with the Work From Home Guidelines.</p> <p>Requirements</p> <p>Associate degree in business or criminal justice or its equivalent in specialized coursework and training is required. Three to five years of combined financial related experience, preferably in a bank or credit union is preferred. Ability to obtain specific job certification and prior experience in similar position is preferred. Must be knowledgeable regarding BSA and its implementing regulations. Must be detail oriented, demonstrate strong organizational, communication, analytical and writing skills. Demonstrated ability to handle confidential information and must be comfortable working with law enforcement agencies. Proficiency in MS Office and ability to independently use related database and web applications is required.</p> <p>Employees are expected to embody All One Credit Union's core values in all interactions, fostering partnerships, trust, and community both internally and externally. This commitment supports a culture of inclusion and drives the achievement of All One's goals.</p> <p>All One Credit Union is an Equal Opportunity Employer.</p>