<p>JobID: 210611735</p> <p>Category: Underwriting</p> <p>JobSchedule: Full time</p> <p>Posted Date: 2025-05-09T20:04:46+00:00</p> <p>JobShift: Day</p> <p>:</p> <p>If you want to make valuable contributions to your team and expand your career and skills in mortgage underwriting, then an Underwriting position within JP Morgan Chase has a great opportunity for you. With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality, and customer satisfaction, and perform second review of contract underwritten denials.</p> <p>As an Underwriter IV- Mortgage in the Consumer and Community Bank, you will be responsible for the analysis of underwriting file for Capacity, Capital, Character, Collateral, and Condition. You will also be responsible for the communication of the outcome of that analysis. This includes ensuring that loan request meets program and product specifications or counter-offer when appropriate. You must follow investor guidelines in the process to ensure compliance. Meet compliance and regulatory requirements.</p> <p>Job responsibilities</p> <ul> <li>Ensure that loan transaction meets investor assumption transfer of ownership guidelines </li><li>Ensure that loan request meets program and product specifications or counter-offer, when appropriate </li><li>Communicate decision of loan (approval, suspense, denial) to appropriate individuals within JPMorgan Chase </li><li>Uphold fair lending practices of JPMorgan Chase Mortgage </li><li>Meet productivity targets for productivity, quality, and customer satisfaction </li><li>Contribute continually to the success of the business, customers, profitability and controls </li><li>Contribute to the initiatives that improve our business </li></ul> <p>Required qualifications, capabilities, and skills</p> <ul> <li>Minimum 3+ years Conventional mortgage underwriting experience </li><li>Minimum 2+ years' Government mortgage underwriting experience </li><li>HUD (US Department of Housing and Urban Development) Direct Endorsement (DE) and VA (Veteran Affairs) credit </li><li>Expertise in Government, Agency and Jumbo guidelines as well as understanding of Government lending </li><li>Demonstrated high productivity and quality in prior role in a consistent manor </li><li>Demonstrates ability to work in a team, and coach/mentor others </li><li>Strong verbal and written communication skills and strong analytical, decision making, and negotiation skills </li></ul> <p>Preferred qualifications, capabilities, and skills</p> <ul> <li>Demonstrates understanding of the end to end origination and/or assumptions process flow </li><li>Knowledge of Mortgage insurance policies </li><li>Experience in creative solutions, exceptions justification, and customer focus </li></ul> <p>This position is in office 5 days a week.</p>