<p>Town and Country Bank is seeking a passionate and driven Mortgage Loan Originator to join our team in Fairview Heights, IL.</p> <p>ABOUT US:</p> <p>At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.</p> <p>The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, fire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. We're a close-knit, collaborative culture where employees are encouraged to speak up and coworkers start to feel like your second family.</p> <p>Hiring passionate, enthusiastic people is our goal. And to recruit the best, we offer a comprehensive benefits package that delivers on quality, choice and value for you and your family.</p> <p>JOB SUMMARY:</p> <p>The Mortgage Loan Originator develops and manages customer relationships to ensure the customer's needs for 1-4 family unit residences, investment property, construction, lot and bridge loans are met. Manages the growth and profitability of relationships while executing market goals. Supports the organizational focus to empower the financial well-being of our communities, one person at a time. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking.</p> <p>ESSENTIAL FUNCTIONS AND DUTIES:</p> <p>Develops relationships with clients to increase loan business for the company. Establishes and maintains connections with developers, builders, and realtors to encourage the use of company products and services. Make regular sales calls to potential and existing customer to retain current or develop new business.</p> <p>Engages applicants to discuss mortgage requirements, advises applicants of options available, ascertains applicant's capacity to repay and assesses the degree of risk involved.</p> <p>Thoroughly and accurately processes loan applications.</p> <p>Engages borrower throughout lending process and communicates loan decisions to borrowers.</p> <p>Reviews loan documentation prior to closing to ensure accuracy and compliance with regulation.</p> <p>Closes mortgage loans.</p> <p>Provides accurate information and connects prospects with appropriate bank staff to meet sales goals and links them with bank products and services.</p> <p>Performs other job-related duties and special projects as assigned.</p> <p>QUALIFICATIONS:</p> <p>Minimum of two years general lending experience.</p> <p>Strong sales orientation.</p> <p>Experience in Microsoft Office applications.</p> <p>Excellent written and verbal communication skills.</p> <p>Ability to work in a team-based, fast-paced work environment.</p> <p>High degree of accuracy and strong organizational skills.</p> <p>Ability to work under pressure and on deadline.</p> <p>EDUCATION:</p> <p>Bachelor's degree in related field or equivalent experience.</p>