<p>Description</p> <p>Debit Card Responsibilities</p> <ul> <li>P&L owner for the Debit/ATM card business and responsible for ensuring annual budget targets are achieved </li><li>Motivate and lead team of highly dynamic product and card forecasting managers; coach and mentor; manage a business; hire top talent at various levels, may be responsible for terminations, salary adjustments and/or disciplinary actions; establishes/communicates group strategy. </li><li>Identify and prioritize new opportunities to drive profitable growth and improve customer experience </li><li>Create and maintain a high level of partnership with leaders in Marketing, IT, CSC, Risk, Legal, Compliance, Branch, Operations, Customer Advocacy, Finance, Analytics to deliver on stated business objectives. </li><li>Develop product roadmaps, business cases and other artifacts necessary to support new product initiatives </li><li>Coordinate and lead cross-functional team to drive strategy, planning, design, development and execution of new product initiatives </li><li>Review and propose modifications to existing Debit/ATM Card product features and benefits to optimize profitability and meet customer needs </li><li>Develop and manage reporting to monitor portfolio performance and track success of key initiatives </li><li>Conduct market research and monitor changes in the industry to help support new initiatives to enhance the product line and remain competitive in the industry </li><li>Leverage data to uncover opportunities, evaluate product performance, inform decision-making and measure success </li><li>Ensures staff is properly trained, provided with appropriate resources and motivated to adhere to risk management principles. </li><li>Partner with Marketing to develop product communication strategy to customers and to improve customer engagement. </li><li>Communicate vision to key stakeholders and influence senior leaders across the organization. </li><li>Provide product expertise to resolve customer issues related to Debit/ATM card product </li><li>Accountable for risk management, compliance and audit performance related to the Debit/ATM product </li><li>Adheres to bank policies and procedures and complies with legal and regulatory </li><li>Maintains current knowledge of risk and regulatory-related Debit/ATM card changes that may impact assigned area(s) of responsibility. </li><li>Identifies trends in the market, forecasts patterns, researches the actions of competitors, and eventually formulates cohesive product strategies based on this research. </li><li>Drives the strategic product planning process and acts as a trusted advisor to the Consumer Finance Leadership team and relevant stakeholders during strategy formulation, development, and execution. </li></ul> <p>Card Forecasting Responsibilities</p> <ul> <li>Partner with Finance to manage the card financial forecast and develop the annual card financial budget </li><li>Develop and manage credit and debit card financial models, identify P&L opportunities & risks and articulate key drivers behind forecast variances. </li><li>Manage key financial reports used by senior management to monitor the performance of the card business. </li><li>Responsible for completing and validating required regulatory, association and control reporting for card products. </li><li>Monitor, track and forecast card vendor expenses and identify opportunities for expense reductions. </li><li>Manage key business presentations used to review product performance with ELT leaders. </li><li>Oversee forecasting analyst to prepare competitive insights, financial invoice management and general ledger reconciliation </li></ul> <p>Required Qualifications:</p> <ul> <li>Bachelor's degree with 10+ years of Debit/ATM card product or related oversight and experience </li><li>5+ years of financial forecasting and modeling experience </li><li>Experience with and understanding of First Data platforms. </li><li>Experience working with other 3rd party debit card partners. </li><li>Demonstrated experience in product development, forecasting, business case development, strategic planning, project management and tactical implementation </li><li>Advanced problem-solving skills, adept at influencing stakeholders through intellect, interpersonal and negotiation skills; can quickly form strong relationships through a shared vision and mutual trust </li><li>Demonstrated ability to critically analyze situations and risks, determine paths of action, and make recommendations to remediate issues. </li><li>Excellent communication and interpersonal skills with level of comfort presenting at senior levels. </li><li>Strong analytical and critical thinking skills. Understand the concept of materiality (i.e., knows when information is relevant), and possesses solid understanding of major revenue sources for the credit card and debit card business </li><li>Demonstrated ability to attract, build and develop a team of highly functional product and forecasting managers </li><li>Familiarity with regulatory compliance requirements as they pertain to aforementioned segment areas. </li></ul> <p>Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)</p> <p>Yes</p> <p>Workplace Type:</p> <p>Office</p> <p>Our Approach to Office Workplace Type</p> <p>Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.</p> <p>Compensation Range:</p> <p>The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. ?Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. ?In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).</p> <p>Huntington is an Equal Opportunity Employer.</p> <p>Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.</p> <p>Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.</p>