<p>Credit and Collections Specialist</p> <p>Category: Credit • Location: Iowa (Des Moines)</p> <p>Job Description</p> <p>The Credit and Collections Specialist, in accordance with company policy, has the responsibility of minimizing</p> <p>risk and maximizing sales on assigned customer accounts. This requires the credit review of new and existing</p> <p>customers, collection of past due balances and release of customer orders for shipments. The Credit Analyst</p> <p>will analyze current credit data and financial statements of individuals and/or firms to determine the degree of</p> <p>risk involved in extending credit. This position will prepare reports with credit information for use in decision</p> <p>making. Uses independent judgment and exercises discretion in executing their duties. This position requires a</p> <p>high degree of confidentiality.</p> <p>Essential Functions</p> <ol> <li>Assumes full responsibility for collection of receivables for assigned accounts as well as presenting new </li></ol> <p>requests for credit on those accounts.</p> <ol start="2"> <li>Conducts complete credit investigations; analyzes and interprets findings; and develops credit decisions </li></ol> <p>within prescribed guidelines. Has credit approval authorization level as assigned by credit manager or</p> <p>authorized manager.</p> <ol start="3"> <li> <p>Maintains up-to-date credit information on assigned accounts.</p> </li><li> <p>Monitors slow paying accounts and those accounts which may exceed assigned credit lines and takes</p> </li></ol> <p>appropriate pro-active steps to reduce delays in shipments.</p> <ol start="5"> <li>Assists in the resolution of disputes of assigned accounts including, but not limited to, billing problems, </li></ol> <p>returns and shortages.</p> <ol start="6"> <li> <p>Provides necessary information and assistance for the preparation of month end reports.</p> </li><li> <p>Maintains communications with various credit and educational groups in order to develop contacts and</p> </li></ol> <p>close working relationships and to keep apprised of current practices and developments in the credit field.</p> <ol start="8"> <li> <p>Assists in functions as requested to optimize the efficiency of the credit function.</p> </li><li> <p>Other duties may be assigned.</p> </li></ol> <p>Qualifications</p> <p>Required Education and Experience/Skills:</p> <ol> <li>Bachelor's degree in business administration preferred and/or equivalent combination of education, </li></ol> <p>experience and training that provides the required knowledge, skills and abilities to perform the essential</p> <p>functions of this position.</p> <ol start="2"> <li> <p>Minimum of one (1) to two (2) years of experience in collection.</p> </li><li> <p>Must be proficient in judgment and decision making.</p> </li><li> <p>Good verbal and written communication skills.</p> </li><li> <p>Working knowledge of Word, Excel, Outlook, Teams, and accounting software. INFOR and LN ERP</p> </li></ol> <p>Systems a plus.</p> <ol start="6"> <li>Must have excellent analytical skills, mathematical and verbal abilities. </li></ol> <p>Licenses or Certification (Required/Preferred):</p> <p>None</p> <p>Supervisory Responsibility:</p> <p>This position has no supervisory responsibilities.</p> <p>Travel:</p> <p>No travel is expected for this position.</p> <p>Work Environment:</p> <p>Majority of the time will be spent in an office environment.</p> <p>Physical Demands:</p> <p>This is largely a sedentary role sitting at a desk in front of a computer for long hours; however, may need to lift up to 50 lbs. on occasions.</p> <p>This position description is not intended to cover all aspects of the responsibilities of the position. Other duties assigned as necessary to</p> <p>fulfill the responsibilities of the position. Attendance is an essential function of this position.</p> <p>How to Apply</p> <p>Fill out the online application below (if you don't see the application, make sure you've clicked "OK" on the Website Cookie Declaration on the top of the page.) Loading…</p> <p>Titan is an Equal Opportunity Employer & a Drug-Free Workplace</p>