<p>At Cardless, we're building a credit card and loyalty platform that consumer businesses use to engage their customers. We power programs for names like Coinbase, Bilt, Qatar Airways, and Alibaba - real products, real cardholders, real transaction volume. And we're growing fast.</p> <p>Our north star is to become the platform that powers the next generation of credit card programs globally: deeper integrations with partners, higher reliability at scale, and a platform that lets any consumer business launch and operate a card program without needing to build the infrastructure themselves.</p> <p>We're looking for an engineering manager to lead one of our product engineering teams. This is a critical hire: you'll help shape not just the team, but how we build at Cardless as we scale toward that goal.</p> <p>Responsibilities</p> <ul> <li> <p>Lead and grow a high-performing engineering team working at the intersection of payments, money movement, and financial infrastructure.</p> </li><li> <p>Own the technical health, execution, and culture of your team - from sprint planning to architectural direction.</p> </li><li> <p>Be a hands-on technical partner: go deep on system design and complex technical decisions when it matters, while also stepping back to implement frameworks and processes that help the team operate autonomously at scale.</p> </li><li> <p>Partner closely with the Head of Engineering on hiring strategy, technical roadmap, and organizational planning.</p> </li><li> <p>Work directly with external partners, compliance, and cross-functional stakeholders to translate complex requirements into reliable, high-quality systems.</p> </li><li> <p>Bring clarity to ambiguous situations - define the right problems, set technical standards, and build a team that can move fast without breaking things that matter.</p> </li><li> <p>Champion the thoughtful use of AI tooling across the team - from developer productivity to how we design and build systems - and help set the standard for how engineering at Cardless evolves alongside these tools.</p> </li></ul> <p>What we look for</p> <ul> <li> <p>Several years of engineering management experience, ideally leading backend teams building complex, high-scale systems.</p> </li><li> <p>Strong technical depth - you can credibly engage in system design discussions, challenge architectural decisions, and earn the trust of senior engineers.</p> </li><li> <p>Experience in fintech, payments, credit or debit card infrastructure, or money movement. You understand the compliance and regulatory realities of building in this space.</p> </li><li> <p>A track record of scaling teams as well as systems - you've grown people, defined processes, and built cultures that ship.</p> </li><li> <p>Strong cross-functional instincts. You're comfortable navigating ambiguity alongside product, compliance, operations, and external partners.</p> </li><li> <p>High standards and a commitment to quality - in code, in communication, and in outcomes.</p> </li><li> <p>Excitement about how AI is reshaping software development and a track record of putting these tools to work - whether for developer productivity, system design, or building smarter products.</p> </li></ul> <p>Why Cardless</p> <p>You'll join a collaborative, fast-moving team that values craftsmanship, curiosity, and impact. We're building the platform that powers the next generation of credit card programs - and we're just getting started.</p> <p>Benefits</p> <p>We're proud to offer our team excellent benefits:</p> <ul> <li> <p>Meaningful start-up equity</p> </li><li> <p>100% health, vision & dental primary coverage</p> </li><li> <p>75% health, vision & dental dependent coverage</p> </li><li> <p>Catered lunches and dinners</p> </li><li> <p>$250/month commuter benefit</p> </li><li> <p>Parental leave</p> </li><li> <p>? Team building events</p> </li><li> <p>Flexible PTO with a minimum of 15 days off per year</p> </li><li> <p>401(k) plan</p> </li><li> <p>Relocation assistance</p> </li></ul> <p>Compensation</p> <p>This role has an annual starting salary range of $230,000-$300,000 + equity + benefits (see above). Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.</p> <p>Location</p> <p>We're headquartered in San Francisco, CA, with a beautiful new office in the Jackson Square district. This role requires 5 days a week in office.</p>