<p>FIRSTRUST BANK</p> <p>Recognizes the leader in you</p> <p>As one of the region's foremost community banking institutions, we take pride in fostering leadership.</p> <p>As a Firstrust employee, your growth is our growth.</p> <p>For you, that means great benefits, performance-based pay, a meaningful role, and resources to help</p> <p>your success.</p> <p>For us, that means employees who offer exemplary customer service with a commitment to our values</p> <ul> <li>honesty, integrity and accountability. </li><li>Hybrid Position* </li></ul> <p>As part of new credit approval and the portfolio renewal process for the Real Estate Finance Department, the analyst will take a primary role in performing the underwriting due diligence and in preparing the credit memorandum that will be presented for approval to the appropriate authority.</p> <p>JOB DUTIES AND RESPONSIBILITIES:</p> <ul> <li>Assists in the development of new business for Firstrust. Is alert to expressed customer/ prospect needs and possesses knowledge of corporate products and services, to suggest appropriate services. Directs customers to appropriate person to open account. </li><li>Analyze corporate and personal financial statements and tax returns and other financial information provided by customers in connection with any new loan requests assigned in addition to those submitted for the completion of renewals and reviews for current credit relationships. This will require the analyst to be fully capable of understanding and valuing a corporate balance sheet, income statement and cash flow statement. An analyst must be able to utilize this information in the testing of financial covenants. </li><li>Submit financial statements to Caliber for spread, ordering credit histories and relevant searches on new and existing customers. </li><li>Upon the request of the RM or Credit Manager, the analyst will prepare financial projections (including sensitivity analysis) when requested. </li><li>Working in conjunction with the RM and Credit Manager, the credit analyst will prepare underwriting memorandums for submission to the appropriate approving authority. </li><li>Upon the direction of the RM or Credit Manager, the analyst will interact with customers and their accountants in the credit analysis process when appropriate. </li><li>Performs other duties as assigned by the Credit Manager. </li></ul> <p>PHYSICAL AND SENSORY REQUIREMENTS:</p> <ul> <li>Prolonged periods sitting at a desk and working on a computer. </li></ul> <p>POTENITAL ON-THE-JOB-RISKS:</p> <ul> <li>None identified. </li></ul> <p>EDUCATION, TRAINING AND EXPERIENCE:</p> <ul> <li>Minimum of a bachelor's degree in finance, Accounting or related field preferred </li><li>One (1) to three (3) years Commercial Real Estate Lending experience which could including internship work experience. </li><li>Solid knowledge of commercial real estate lending practices, compliance issues, and underwriting skills. </li><li>Strong interpersonal skills and good oral and written communication skills </li><li>Ability to interface with internal and external customers on a daily basis </li><li>Intermediate proficiency in the Microsoft Office (Word, Excel and Outlook) </li></ul> <p>Firstrust Bank provides equal employment opportunity without regard to race, color, creed, sex (including pregnancy), age, gender, (including gender nonconformity and status as a transgender or transsexual individual), physical or mental disability, religion, national origin, genetics, marital status, veteran's status, ancestry, citizenship, sexual orientation, or other characteristics protected by applicable law. This policy applies to all areas of employment, including, without limitation, recruitment, hiring, training and development, promotion, transfer, termination, compensation, benefits, and all other conditions and privileges of employment in accordance with applicable federal, state and local laws.</p> <p>Firstrust Bank is an Equal Opportunity Employer.</p> <p>If you have a disability and need an accommodation to complete the application process, please email Firstrust Bank Human Resources Department [email protected]. Include your full name, best way to reach you, and the accommodation needed to assist with the application process.</p> <p>Firstrust provides reasonable accommodations so that disabled individuals may participate in the application and selection process. Please state your reasonable accommodation request for assistance in your message.</p> <p>Only reasonable accommodation requests related to applying for a specific position within Firstrust will be reviewed at the email address and phone number supplied.</p> <p>Please advise Firstrust of any accommodation you require to express an interest in a specific opening by emailing or calling: [email protected] or 215-728-8265</p> <p>Other details</p> <ul> <li>Pay Type Salary </li></ul> <p>Apply Now</p> <ul> <li>Firstrust Bank - Corporate Center, 15 E Ridge Pike, Conshohocken, Pennsylvania, United States of America </li></ul>