<p>Description</p> <p>At Citizens, we're more than a bank and here you'll experience new things, create new opportunities, think beyond your role and make an impact. While in this role, you will support the delivery of expert support and advice to the business on risk management. It is important to note that you will also participate in interpreting and complying with the risk policy standards, laws, regulations, and risk management framework. Most importantly, you'll feel valued for who you are and supported to achieve what's Important to you, personally and professionally!</p> <p>As the Collection & Default Strategy Sr Professional, you will monitor performance for the Student Loan portfolio, design risk-based segmentation, enhance operational treatment strategies, and drive incremental, long-term improvement. Working closely with Collections Leadership and Agency Performance Management, you will evolve outreach and treatment strategies with the objective of increasing customer response and positively impacting the bottom line. This position requires you to develop analytical routines to identify new opportunities, adhoc analytics to formulate new strategies, and become a subject matter expert, advising our businesses partners, on effective ways to improve loss performance, lower expenses, implement best practices, all of which, align to our Citizens brand.</p> <p>Primary responsibilities include</p> <ul> <li> <p>Prepare and present Student performance findings and action items to leaders in Strategy, Collections, Credit Risk and Product</p> </li><li> <p>Develop and implement strategic enhancements to improve performance</p> </li><li> <p>Maintain and enhance robust performance tracking and reporting</p> </li><li> <p>Partner with Credit Risk, Product, and Finance to align on expected performance driven by strategic initiatives</p> </li></ul> <p>Qualifications, Education, Certifications and/or Other Professional Credentials</p> <ul> <li> <p>3-5 years of experience in collections analytics and/or credit risk analytics</p> </li><li> <p>SAS / Enterprise Guide / SQL or other data mining experience</p> </li><li> <p>Advanced MS Office skills, particularly with PowerPoint</p> </li><li> <p>Strong presentation, influencing and negotiation skills</p> </li><li> <p>Strong statistical background or experience in measuring operational strategies</p> </li><li> <p>Strong organization and project management skills and the ability to partner with various</p> </li><li> <p>internal stakeholders</p> </li><li> <p>Ability to connect and effectively communicate with people of all levels and functions</p> </li><li> <p>Able to thrive and prioritize in a changing environment</p> </li><li> <p>Bachelor's degree in a quantitative study preferred (Math, Finance, Science etc.)</p> </li></ul> <p>Hours & Work Schedule</p> <ul> <li>Hours per Week: 40 </li><li>Work Schedule: M-F, 8A to 5P </li></ul> <p>Work Authorization: This role is not eligible for new employer-sponsored or current H-1 B visa holders. Applicants, including current OPT, L and other visa holders, must be authorized to work in the U.S. without the need for new employer sponsorship for themselves or their spouses now and in the future.</p> <p>#LI-CITIZENS2</p> <p>Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.</p> <p>Equal Employment Opportunity</p> <p>Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.</p> <p>Background Check</p> <p>Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.</p> <p>Benefits</p> <p>We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.</p> <p>View Benefits</p> <p>Awards We've Received</p> <p>Age-Friendly Institute's Certified Age-Friendly Employer</p> <p>Dave Thomas Foundation's Best Adoption-Friendly Workplace</p> <p>Disability:IN Best Places to Work for Disability Inclusion</p> <p>Human Rights Campaign Corporate Equality Index 100 Award</p> <p>Fair360 Top Regional Company</p> <p>FORTUNE's World's Most Admired Companies</p> <p>Military Friendly Employer</p>