<p>At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.</p> <p>Corporate Risk helps all Wells Fargo businesses identify and manage risk. The team focuses on several key risk types, including conduct, credit, financial crimes, information security, interest rate, liquidity, market, model, operational, regulatory compliance, reputation, strategic, and technology risk.</p> <p>The group provides leadership, enhances communications, assists with problem identification and solutions, and shares best practices. In addition, the group provides an enterprise-wide view of risk, assists management and our Board of Directors in identifying and monitoring risks that may affect multiple lines of business, and takes appropriate action when business activities exceed the risk tolerance of the company.</p> <p>Wells Fargo Bank N.A. seeks a Senior Lead Credit Risk Officer in Wilmington, Delaware.</p> <p>Job Role and Responsibility: Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections. Advise senior leadership to develop and implement strategies, programs, and policies with a direct and significant impact on credit risk appetite. Demonstrate understanding of credit risk data, strategies and models across customers' life cycle. Lead multiple analytical projects under tight timelines; ensure projects are completed on time and meet internal client expectations. Lead quantitative analytics using programming tools (SQL, SAS, and/or Python) to analyze data from a variety of sources to develop unsecure lending credit strategies. Lead credit strategy redesign and marginal hurdles framework that aligns with overall risk appetite. Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others. Effectively collaborate and consult in a matrix organization with peers, colleagues and managers to resolve issues and achieve goals. Present results of analysis and strategies to senior executive leadership. Interact with internal and external customers. Collaborate with business for oversight of risk management. Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics. Remote / telecommute work available, up to 2 days per week. Position required to appear in person at the location listed.</p> <p>Travel required: None</p> <p>Required Qualifications:</p> <p>Position requires a Bachelor's degree in Engineering, Economics, Mathematics, Statistics, or related quantitative field and seven (7) years of experience in the job offered or in a related role involving credit risk.</p> <p>Specific skills required:</p> <ul> <li>Five (5) years of programming experience in Python, SAS, and SQL with hands on experience handling large datasets </li><li>Five (5) years of statistical analysis and knowledge of Machine Learning techniques </li><li>Experience in managing originations/account management decision engine strategies </li><li>Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections. </li><li>Knowledge of P&L drivers for credit card/other unsecured lending products </li><li>Knowledge and understanding of databases and data mining techniques </li></ul> <p>Posting End Date:</p> <p>25 Jul 2025</p> <ul> <li>Job posting may come down early due to volume of applicants. </li></ul> <p>We Value Equal Opportunity</p> <p>Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.</p> <p>Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.</p> <p>Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.</p> <p>Applicants with Disabilities</p> <p>To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.</p> <p>Drug and Alcohol Policy</p> <p>Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.</p> <p>Wells Fargo Recruitment and Hiring Requirements:</p> <p>a. Third-Party recordings are prohibited unless authorized by Wells Fargo.</p> <p>b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.</p>