<p>Description</p> <p>The Senior Underwriter will underwrite Private & Nonprofit Management Liability policies within delegated authority, making analytical, data-driven decisions and pricing risks with limited guidance from leadership. In certain North American markets, will more frequently underwrite complex/unusual accounts or those requiring higher individual line sizes. Accounts assessed will include some complexity across primary and excess towers for private companies and nonprofit entities.</p> <p>What You'll Do:</p> <ul> <li>Build and manage a profitable portfolio focused on Private and Nonprofit Management Liability, working with retail brokers as a representative for Liberty. </li><li>Underwrite new and renewal business for coverage lines, including Directors & Officers, Employment Practices Liability (EPL), Fiduciary Liability, and Crime. </li><li>Conduct comprehensive risk evaluations for private and nonprofit entities by analyzing financials, capitalization, investor composition (including private equity and venture capital), governance practices, indemnification provisions, board composition, and merger and acquisition activity. </li><li>Assess HR practices and workforce attributes such as employee count, geographic footprint, remote/hybrid dynamics, labor relations, and prior Equal Employment Opportunity Commission (EEOC) and Wage and Hour (W&H) matters, along with EPL controls. </li><li>Evaluate the size and complexity of ERISA plans, vendor oversight for Fiduciary responsibilities, and internal controls/segregation of duties for Crime-related functions. </li><li>Review previous litigation, claims history, loss runs, emerging exposures, and risk mitigation measures. </li><li>Structure and negotiate policy terms, determining limits, retentions, sublimits, coinsurance (such as wage and hour defense), shared versus separate limits, primary and excess placements, Side A difference-in-conditions, and manuscript endorsements when appropriate. </li><li>Utilize Liberty's capacity in line with appetite and referral thresholds. </li><li>Price risks using underwriting models, rating tools, benchmarking, and actuarial insights; document underwriting rationale, referrals, and compliance with guidelines. </li><li>Maintain a strong market presence by strengthening existing broker/agent relationships and developing new ones; conduct underwriting meetings, presentations, and joint planning to drive targeted growth. </li><li>Represent Liberty at industry events and market functions, communicating our appetite, capabilities, and value proposition. </li></ul> <p>Qualifications</p> <ul> <li>Degree in Business or equivalent typically required </li><li>A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience </li><li>CPCU or professional insurance designation preferred </li><li>Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques </li><li>Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues </li><li>Proven track record of developing and underwriting profitable business </li></ul> <p>About Us</p> <p>Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.</p> <p>At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.</p> <p>We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits</p> <p>Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.</p> <p>Fair Chance Notices</p> <ul> <li>California </li><li>Los Angeles Incorporated </li><li>Los Angeles Unincorporated </li><li>Philadelphia </li><li>San Francisco </li></ul>