<p>Position Summary</p> <p>The Rates & Forms Specialist is responsible for managing all title insurance rate filings, policy forms, endorsements, and related regulatory approvals across multiple states for Alliant National Title and Golden Dog Title & Trust. This role ensures that all products, rates, and forms offered by the Company are fully compliant with state insurance laws and approved by the applicable Departments of Insurance (DOIs).</p> <p>In addition to regulatory filing responsibilities, this position serves as the content owner and compliance authority for the distribution of approved rates, rules, and forms to third-party closing production software platforms The role partners closely with Technology to support accurate and timely implementation, while retaining accountability for regulatory accuracy and release approval.</p> <p>The position acts as a key liaison among Regulatory Compliance, Actuarial, Product, Technology, and State Regulators, supporting both ongoing operations and new product or market expansion initiatives.</p> <p>Key Responsibilities</p> <p>Rates & Forms Management</p> <ul> <li>Prepare, file, and maintain title insurance rate filings with state Departments of Insurance </li><li>Draft, update, and manage policy forms, endorsements, riders, rules, and manuals </li><li>Track state approvals, objections, and implementation timelines </li><li>Maintain strict version control and historical records of all approved rates and forms </li></ul> <p>Regulatory Filings & State Coordination</p> <ul> <li>Serve as a primary point of contact with state insurance regulators regarding rates and forms </li><li>Respond to DOI inquiries, objections, and market conduct questions related to filings </li><li>Monitor changes in state statutes, regulations, and DOI guidance affecting rates, forms, or endorsements </li></ul> <p>Production System Distribution & Vendor Coordination</p> <ul> <li>Act as the single source of truth for approved rates, rules, and forms distributed to: </li><li>Closing production software platforms </li><li>Internal underwriting and operations systems </li><li>Coordinate the transmission of approved content to Technology and third-party vendors </li><li>Validate regulatory accuracy, state specificity, effective dates, and versioning prior to release </li><li>Serve as the compliance sign-off authority for production system updates related to rates and forms </li><li>Partner with Technology on: </li><li>Technical implementation and testing </li><li>Vendor integration and deployment timelines </li><li>Issue resolution related to rate or form discrepancies </li><li>Ensure that rates and forms available to end users exactly match DOI-approved filings </li></ul> <p>Cross-Functional Collaboration</p> <ul> <li>Partner with Actuarial on rate calculations, actuarial memoranda, and regulatory support </li><li>Coordinate with Product and Underwriting on new product development and revisions </li><li>Work closely with Licensing & Compliance to ensure regulatory authority aligns with filings and system availability </li><li>Collaborate with Technology to support controlled, compliant releases into production environments </li></ul> <p>New State Entry & Product Expansion</p> <ul> <li>Support regulatory due diligence for entry into new states </li><li>Assist in developing filing strategies, timelines, and implementation plans for new products and endorsements </li><li>Ensure operational and system readiness following DOI approval </li></ul> <p>Documentation, Controls & Examinations</p> <ul> <li>Maintain regulatory filing calendars, release logs, and implementation tracking tools </li><li>Ensure internal teams and external partners use current, approved rates and forms </li><li>Support DOI examinations, audits, and market conduct reviews related to rates, forms, and system usage </li><li>Assist in developing and maintaining written procedures governing rate and form releases </li></ul> <p>Qualifications</p> <p>Required</p> <ul> <li>3-7 years of experience in title insurance rates & forms, regulatory filings, or insurance compliance </li><li>Direct experience filing rates and forms with state Departments of Insurance </li><li>Strong understanding of title insurance policy forms, endorsements, and rate structures </li><li>Demonstrated ability to manage complex, multi-state regulatory requirements </li><li>Exceptional attention to detail and documentation discipline </li></ul> <p>Preferred</p> <ul> <li>Experience working at a title insurance underwriter (strongly preferred) </li><li>Familiarity with actuarial support for rate filings </li><li>Experience coordinating rate and form implementation in closing or underwriting software systems </li><li>Paralegal, compliance, or insurance designation a plus </li></ul> <p>Core Competencies</p> <ul> <li>Regulatory interpretation and risk assessment </li><li>Written and verbal communication with regulators and vendors </li><li>Project and deadline management </li><li>Cross-functional collaboration </li><li>Precision, quality control, and accountability </li></ul> <p>Position Authority & Accountability</p> <ul> <li>Acts as the Company's compliance authority for rates and forms content </li><li>Authorized to approve release of rates and forms into production systems </li><li>Escalates regulatory risks or discrepancies to the Director of Regulatory Compliance or General Counsel </li><li>Serves as a key control point in the Company's regulatory governance framework </li></ul>