<p>Description</p> <p>Candidates must be authorized to work in the U.S. without the need for current or future company sponsorship.</p> <p>Applicants must reside within the geographic footprint of our operating locations.</p> <p>Job Title: Mortgage Loan Officer</p> <p>Location: Lafayette / Breaux Bridge, LA</p> <p>Employment Type: Full-Time</p> <p>Job Overview:</p> <p>We are seeking a motivated and experienced Mortgage Loan Officer to join our growing team in Lafayette / Breaux Bridge, LA. The ideal candidate will have a strong background in residential mortgage lending, excellent customer service skills, and hands-on experience with Encompass loan origination software. This role is responsible for guiding clients through the mortgage process, from initial consultation to loan closing, while ensuring compliance with all regulatory requirements.</p> <p>Key Responsibilities:</p> <ul> <li>Originate and manage residential mortgage loan applications from start to finish </li><li>Build and maintain relationships with clients, real estate agents, and referral partners </li><li>Analyze applicants' financial status, credit, and property evaluations to determine loan feasibility </li><li>Educate borrowers on loan options and guide them in selecting the best mortgage solutions </li><li>Utilize Encompass to manage loan files, documentation, and pipeline efficiently </li><li>Ensure all loans meet company guidelines and regulatory compliance standards </li><li>Maintain consistent communication with clients throughout the loan process </li><li>Meet or exceed monthly production and performance goals </li></ul> <p>Compensation & Benefits:</p> <ul> <li>Competitive commission structure (base + commission options may be available) </li><li>Health, dental, and vision insurance </li><li>Paid time off and holidays </li><li>Ongoing training and professional development opportunities </li></ul> <p>How to Apply:</p> <p>Interested candidates should submit their resume along with a brief summary of their loan production experience and familiarity with Encompass.</p> <p>Join our team and help make homeownership dreams a reality while building a rewarding career in mortgage lending.</p> <p>Qualifications</p> <ul> <li>Minimum of 2 years of experience as a Mortgage Loan Officer or similar role </li><li>Proficiency with Encompass loan origination system </li><li>Active NMLS license (or ability to obtain prior to start) </li><li>Strong understanding of mortgage products, underwriting guidelines, and lending regulations </li><li>Excellent communication, interpersonal, and sales skills </li><li>Detail-oriented with strong organizational abilities </li><li>Self-motivated with the ability to work independently and as part of a team </li></ul> <p>Preferred Qualifications:</p> <ul> <li>Established referral network in the Mobile, Alabama area </li><li>Experience working with FHA, VA, Conventional, USDA and Jumbo loan products </li></ul>