<p>Job Description</p> <p>We are seeking an experienced Payments Technical Architect to design, implement, and optimize payment solutions for our clients with a key focus on modernization and embedded payments. The ideal candidate will play a key role in defining technical architectures, ensuring scalability, security, and compliance, while collaborating with stakeholders to align payment systems with business goals.</p> <p>This person will be involved in (and enjoy) the full client lifecycle, from providing clients with insights, to proposing projects and supporting consulting end to end engagements.</p> <p>Key Responsibilities:</p> <ul> <li>Lead and execute Accenture's go-to-market strategy for payments modernization </li><li>Leverage modern architecture and engineering approach to design end-to-end payment solutions for commercial and retail banks, networks, payment processors, ensuring scalability, reliability, and security </li><li>Collaborate with senior client business and technical teams (CIO, CTO, LOB leaders) to sell, define and deliver payment solutions that meet their complex needs and comply with industry standards. </li><li>Evaluate and integrate payments APIs, and third-party service providers (eg Finacle, FIS, TSYS, Finastra, Fiserv, Volante, etc.) </li><li>Ensure compliance with regulatory frameworks and other relevant standards. </li><li>Optimize payment processes for cost efficiency, reduced latency, and enhanced user experience. </li><li>Provide technical leadership during system migrations, upgrades, or integrations with new payment platforms. </li><li>Develop documentation and maintain best practices for payment architecture and integrations. </li><li>Lead the resolution of technical issues related to payment systems. </li><li>Stay updated on the latest trends such as CBDC and GenAI, tools, and technologies in the payments domain. </li></ul> <p>Qualification</p> <p>Required:</p> <ul> <li>Consulting experience (preferably 5+ years) </li><li>Bachelor's degree in Computer Science, Engineering, or a related field. </li><li>Proven experience as a Technical Architect or similar role in payments or financial services. </li><li>Deep understanding of payment systems, gateways, and protocols (e.g., ISO 20022, Open Banking, SWIFT CBPR+, NACHA, FedWire, and ISO 8583). </li><li>Strong knowledge tokenization and encryption standards. </li><li>Experience with modern architecture and engineering practices (e.g. Domain Driven Design, Event Driven Architecture). </li><li>Experience with cloud platforms (AWS, Azure, GCP) and microservices architecture. </li><li>Excellent communication and stakeholder management skills. </li></ul> <p>Preferred:</p> <ul> <li>Experience with platforms and payment orchestration layers. </li><li>Knowledge of fraud prevention technologies and tools. </li><li>Experience with real-time payment systems (e.g., RTP, FedNow). </li><li>Certifications in cloud architecture or payments (e.g., AWS Solutions Architect, Certified Payments Professional). </li></ul> <p>Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.</p> <p>We accept applications on an on-going basis and there is no fixed deadline to apply.</p> <p>Information on benefits is here.</p> <p>Role Location Annual Salary Range</p> <p>California $132,500 to $302,400</p> <p>Cleveland $122,700 to $241,900</p> <p>Colorado $132,500 to $261,300</p> <p>District of Columbia $141,100 to $278,200</p> <p>Illinois $122,700 to $261,300</p> <p>Maryland $132,500 to $261,300</p> <p>Massachusetts $132,500 to $278,200</p> <p>Minnesota $132,500 to $261,300</p> <p>New York/New Jersey $122,700 to $302,400</p> <p>Washington $141,100 to $278,200</p> <p>Locations</p>