<p>Location: Hybrid in footprint preferred, but open to remote outside of footprint</p> <p>M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. As a full-service mortgage banking company, we specialize in providing competitive financing nationwide for commercial real estate.</p> <p>Overview:</p> <p>Performs and manages various closing and delivery-related functions and activities in connection with the loans originated for Fannie Mae, Freddie Mac, the bank's portfolio, and other financing programs that M&T RCC participates in. Responsible for training other M&TRCC closing and delivery staff who perform some or all of the functions and activities for which the incumbent is responsible.</p> <p>Primary Responsibilities:</p> <ul> <li> <p>Perform various loan closing and delivery functions, ensuring that all such functions are carried out in compliance with applicable Fannie Mae and Freddie Mac requirements and other program requirements and in accordance with internal policies and procedures.</p> </li><li> <p>Review commitment letters, underwriting files, outside counsel memoranda, and loan documentation to confirm accuracy and consistency.</p> </li><li> <p>Research tax and insurance information and perform escrow analysis, prepare various spreadsheets and other documents to prepare for closing, work cross-functionally with origination, outside counsel, processing, underwriting, and accounting to ensure information and documents are correct and that outstanding items for closing or delivery have been addressed.</p> </li><li> <p>Perform cross checks on specific loan information to confirm calculations and statements are accurate; track investor information; and upload documentation to the appropriate agency portal or website.</p> </li><li> <p>Assist with production of information or documents for various audits and reviews by internal and external parties.</p> </li><li> <p>Coordinate with outside counsel firms, title companies and borrowers on closing logistics; ensure all closing conditions have been met prior to closing; review and confirm closing documentation is correct prior to delivery to the appropriate agency.</p> </li><li> <p>Maintain in-depth knowledge of the multifamily product lines, policies, and procedures of Fannie Mae and Freddie Mac as well as any other external requirements that might have an impact on the closing/delivery activities.</p> </li><li> <p>Complete other related duties as assigned.</p> </li></ul> <p>Education and Experience Required:</p> <ul> <li> <p>Bachelor's degree and five (5) or more years loan closing, loan documentation or loan administration experience relating to multifamily/commercial real estate loan transactions. In lieu of a degree, nine (9) years' combined relevant experience</p> </li><li> <p>Self-motivated, detail oriented and well organized; able to handle multiple projects at once with tight time frames</p> </li><li> <p>Able to interact with internal and external customers with tact and diplomacy</p> </li><li> <p>Critical thinker who can examine information and identify and resolve issues</p> </li><li> <p>Highly skilled in all Microsoft Office applications (especially Excel) and Adobe DC, and proven ability to quickly learn and appropriately utilize other software applications</p> </li></ul> <p>Scope:</p> <p>High volume; 30+ deals on average annually</p> <p>Education and Experience Preferred:</p> <ul> <li> <p>In-depth knowledge of Fannie Mae and Freddie Mac programs and guide requirements. Experience with Freddie Mac (DMS, CRT) and Fannie Mae (C&D, DUS Gateway, MSFMS) systems a plus.</p> </li><li> <p>Knowledgeable about real estate loan documentation</p> </li></ul> <p>Why Choose MTRCC:</p> <p>We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships</p> <p>Our parent company, M&T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients' needs.</p> <p>Approved Fannie Mae DUS and Freddie Mac Optigo lender since 1989</p> <p>One of the nation's leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience</p> <p>We offer a competitive Multifamily Bridge Loan Program aimed at providing customers with shorter-term financing solutions as a bridge to closing on an agency or life company execution</p> <p>Our long-standing relationships with numerous life insurance company investors gives us flexibility during the term of a loan</p> <p>M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $93,614.36 - $156,023.93 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.</p> <p>Location:</p> <p>Baltimore, Maryland, United States of America</p>