<p><em>Hybrid Position</em> The Senior SBA Portfolio Manager requires in-depth knowledge and experience in exercising sound judgement using best practices within credit and risk administration.</p> <p>JOB DUTIES AND RESPONSIBILITIES:</p> <p>Ensure all Service Level Agreements, regulatory compliance requirements, and Bank's credit risk profiles and profitability are monitored and maintained. Manage collections of past due loan payments, lapsing insurance, past due property taxes, document exceptions and other loan issues. Prepare loan modifications and servicing action requests for approval, obtain and review legal documents ensuring renewals and modifications are properly documented. Coordinate collection and review of financial statements, tax returns, rent rolls, PFS, loan document exceptions and other documents as required by annual reporting requirements. Manage and own the Annual Review Process for all required credit relationships. Attend designated training classes each year. Analyzes portfolio relationships with reasonable involvement from the Relationship Manager. Prepares financial models, credit memorandums and has conceptual and practical knowledge of credit policies with the ability to apply them to a variety of situations. Exhibits general understanding of organizational structures, documentation, covenants and/or collateral structures. Effectively tracks and monitors financial reporting requirements and works with Credit Officer in appropriately rating portfolio credit relationships. Uses best practices to provide loan recommendations based on a review of all underwriting criteria for final approval. Exercises adherence to internal portfolio/underwriting processes including timely and accurate data entry to Vikar and/or other centralized systems, as well as, maintaining high quality file documentation in a paperless environment. Acts as a resource for colleagues with less experience and may lead projects with moderate resource requirements, risk and/or complexity.</p> <p>PHYSICAL AND SENSORY REQUIREMENTS:</p> <p>Prolonged periods sitting at a desk and working on a computer.</p> <p>POTENITAL ON-THE-JOB-RISKS:</p> <p>None identified.</p> <p>EDUCATION, TRAINING AND EXPERIENCE:</p> <p>5-10 years of banking experience and commercial credit BS or BA Degree in Business Administration or related field experience Extensive knowledge of and experience with credit policies and procedures; both for the Bank and the SBA programs as well. Prior experience working within an SBA lending team is strongly encouraged. Demonstrates the ability to coach, lead, and motivate. Strong interpersonal skills and good oral written communication skills. Knowledge of software/systems required to successfully perform job function. Proven history of managing high volume workflows</p>